Why employee fraud does not pay

Ask a business owner and they will tell you that insurance is not just general, professional and employee liability or employee liability insurance. Typically, a company is required by law to receive employee compensation so that employees can receive benefits in the event of work-related damage.

So the fact is - employee composition is a major factor in any company's insurance portfolio.

The problem is that the employee makes a fraudulent claim. And unfortunately this happens quite often. But contrary to popular belief, employee fraud affects not only companies and managers, but also employees who live completely honest lives, but also counterfeiters. Make a false complaint to an employee and you risk losing your job, spending time behind bars and paying expensive fines. Trust the people in the industry: crime - against workers - certainly doesn't pay!

Below are some examples of employees who thought they could make some money cheating on the system. Eventually the farce turned against them.

Demanding fake workers - real scenarios

1. Mark worked as a gardener. One day he slipped and fell at work. Mark complained about the associated pain that left him unable to work and filed a labor complaint. The process went smoothly and it was not long before Mark received disability benefits. But unbeknownst to Mark, the insurance company was out there. After reviewing the surveillance footage of Mark doing landscape work in the other two locations, Mark was called in to do the job. Not only are disability checks discontinued, but he was sentenced to four months' imprisonment and sentenced to pay more than $ 39,000 in fines.

2. Jack complains of workplace injuries. He says that his back problems make it impossible for him to continue his work. Jack told the attending physician that he had not experienced any pain before being injured at work. Insurance immediately provided evidence that Jack had lied about his disability. A security camera caught him at work in the family business after he filed a lawsuit, which resulted in him being sentenced to three years in prison and a $ 14,500 fine.

3. Sarah filed a claim against the employee after injuring her back and legs while climbing the slopes in the open area of ​​the company. Sarah did not consider the efficiency of the insurance company research department when registering. Careful departmental work demonstrates the true nature of the injury: the injury occurred before the date specified in the lawsuit, as well as discussions with his colleagues with him. Sarah was sentenced to 120 days in jail plus 5 years of probation and a $ 28,000 fine!

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